Pro-Se America
P.O. Box 49
Westpoint KY 40177
LETTER OF AGREEMENT and membership FOR RESEARCH INFORMATION ON CONSUMER DEBT
Pro-Se America is a self-help group dedicated to stopping the immoral business of debt buying. This is a Letter of Agreement is between Pro-Se America and you (the “customer”),
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(Print in your full name), and Pro-Se America
Pro-Se America will provide you with limited sources of information and self-help methods for you to deal with the proper documentation and correction of errors on your personal consumer credit card debt. This is described below.
I. IMPORTANT NOTICES GOVERNING THIS AGREEMENT
1. By signing this Letter of Agreement you are confirming that you have read and fully understand the scope of the information that will be provided you the before you sign this document.
2. You understand that you will be provided a limited overview of the credit card debt process and your rights as a consumer, a limited list of publication on consumer credit card debt matters, and a partial list of the documentation that your are legally entitled to if you were to write the financial institution(s) that have provided you with credit card debt. After we have received your
check for payment of our fee and a signed copy of this agreement in the mail we will transmit this information to you by e-mail and then have a follow up phone conversation to make sure that everything arrived properly
3. The staff members at Pro-Se America are not attorneys. We cannot provide the legal advice and legal services that an attorney performs. We cannot engage in the practice of law.
If you need legal advice you should engage an attorney. If you have been sued by a credit card issuer, a debt provider or a collection firm you should consult an attorney.
4. We are not engaged in the business of negotiating the payment of debt with your lender. We do not represent you with lenders or credit reporting agencies. Our only payment comes from the one-time
fee that you are paying this firm for the debt research information itemized in this letter. If you need such representation you must consult an attorney or qualified provider of financial services.
5. We cannot and will not review copies of the original credit card debt agreements, correspondence, statements or any other documents in your file from your credit card lenders. (Do not mail or e-mail such information to us.) We are not and will not provide you with any type of financial, tax or accounting advice. If you need financial, tax or accounting advice you must consult a qualified
financial or tax expert.
6. Our service is limited to providing you with the identification of published factual legal information. This included information on consumer credit card debt matters written by attorneys and journalists or authors who have published on the subject of consumer debt and consumer rights. Also included in this bibliography will be actual copies of relevant legislation and court cases covering consumer debt matters. Some of these will be sent to you as e-mail word documents for easy copy and pasting.
7. Furthermore, by signing this Letter of Agreement you are confirming that you have a practical working facility with Microsoft Word in either a PC or Mac environment. And that you also have a functional e-mail account where we can reach you. And that you have the personal expertise to draft a basic business letter. Furthermore you are agreeing that the personal computer that you will be using has one of the following two operating system requirements: PC-based users are required to have: Windows® 2000, XP Home, XP Pro, 2003 Server, Vista. Macintosh®-based users are required to have: the Mac OS® X 10.4 (Tiger®) or newer operating system.
8. Finally, the “customer” (identified below) who has personally signed this document further agrees that should any disputes that arise under this contract or Letter of Agreement will have a venue in Jefferson County, Kentucky. Moreover the “customer” noted below further understands and agrees that the non-prevailing party will pay all the court costs, filing fees, and the prevailing party's reasonable attorneys' fees and related expenses.
II. FEES AND EXPENSES
Again, by signing this Letter of Agreement, you agree to pay Pro-Se America the following fees, costs and expenses: a flat fee in the total amount of $50.00 --- paid for with your personal check --- or money order. Please leave payee on check or money blank and we will fill it out. This payment will cover all services, costs and expenses, excluding additional materials offered for sale on this site.
This membership includes our legal pleadings CD valued at $125.00 In addition, one of the Pro-Se America staff members will reach you with a separate personal phone call to make sure that you received your materials, and to determine if you have questions about what our services offer
III. CONFIDENTIALITY
Pro-Se America and its staff members will hold your identity and any personal information you might incidentally disclose about yourself in strict confidence. Conversely by signing this Letter of Agreement, you are agreeing not to disclose to others or to publicize to others the information provided to you by Pro-Se America or its staff members.
IV. CANCELLATION
You may cancel this Letter of Agreement for any reason within 24 hours after you have signed it. If you cancel the contract, Pro-Se America will return your check if it has not been processed for deposit. As a practical matter and standard operating procedure we will hold all checks received for 2 (two) days before they are processed for deposit.
IV. DESCRIPTION OF THE PARTIES
Party “A” Pro-Se America,
Party “B” (“the customer”) PLEASE PRINT NEATLY USING A BLUE or BLACK PEN
Name (print): ___________________________________________________
Street Address (print): _________________________________________
_________________________________________________________________
City, State, ZIP (print): _______________________________________
Phone number: ____________________________________________________
Signature: _______________________________________________________
Date: ____________________________________________________________
City & State Where Signed: _______________________________________